Cars and Trucks Under $400 Per Month*

Keep in mind that getting a used car payment under $400 per month can depend on your credit score. If you're looking for an auto payment less than $400 per month* in your area, choose your state to start shopping right now!
Do you have $400 down and $400 per month to buy a car or truck?

Used Cars Around $400 a Month*

Find used cars under $400 per month with little or no money down at dealerships right in your area. All of the used cars for sale with payments below $400 listed online are priced to sell for $22,000 or less.

Your Budget, Your Vehicle, Your Payments

Finding the best deals on $400 per month used cars across the country is what sets us apart. We offer only the best used cars nationwide for $400 a month or less along with financing options for any credit situation to help in your next used automobile purchase.

Car Loan Payment Calculator

Our easy car payment estimator will help determine the monthly payment you can afford.


Featured Pre Owned Autos - $400 per mo.*

Arlington Heights, IL - 2013 BMW 5 Series
2013 BMW 5 Series

61,736 miles

Arlington Heights, IL 60004

$390 per mo.*

More Info

Oconomowoc, WI - 2017 Ford Flex
2017 Ford Flex

24,724 miles

Oconomowoc, WI 53066

$412 per mo.*

More Info

Peabody, MA - 2015 BMW X1 Series
2015 BMW X1 Series

39,097 miles

Peabody, MA 01960

$421 per mo.*

More Info